100 Things To Do In Oxford, MS This Summer 2015

Wondering what to do in Oxford, Mississippi this summer?

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Here’s a list with some great ideas:

  1. Swim at the Oxford City pool or the one in your neighborhood
  2. Take a mountain bike ride on the Whirlpool Trails or just take a walk
  3. Tune into a live MPB broadcast performance of Thacker Mountain Radio during August
  4. Tour Cedar Oaks
  5. Borrow seeds from the Seed Lending Library at the Oxford public library

There are 95 more ideas on this printable list: 100 Things To Do This Summer

100 things to do in Oxford this summer FINAL.docx-page-001

100 things to do in Oxford this summer FINAL.docx-page-002

Click, print and enjoy your summer in Oxford!

Eileen Saunders, Realtor ~~ Tommy Morgan, Inc., Realtors, 2092 Old Taylor Rd., Oxford, MS~~ 662-234-5344 (o), 662-404-0816 (m)

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Oxford is Growing

Lafayette County, home to Oxford and Ole Miss, has grown by 11.8 percent in the past four years making it the county with the most growth in Mississippi.

The University population is expanding, bringing more full-time residents to the area to service them. New businesses have added to the growth.

The City of Oxford recently launched an update to their long-range plans, called Vision 2037, which will guide the city planners over the next several years on issues such as transportation, community, land use, housing, preservation and more. This meeting took place last week.

Two new meetings are scheduled to allow for public input.

Online information: Vision 2037 online

The Facebook Page is: Vision 2037

Eileen Saunders ~~ Tommy Morgan Realty, 2092 Old Taylor Rd., Oxford, MS~~ 662-234-5344 (o) or 662-404-0816

Real Life House Hunting

According to my Pinterest, I need a house with 14 bedrooms, 20 bathrooms, 11 kitchens, 5 bonus rooms, 6 garden areas, 32 screened porches, 100 closets …

~  ~  ~

My husband and I enjoy watching the home shows on television such as Beach Front Bargain Hunting and International House Hunting.  If you are not familiar with these shows, I’ll explain. A couple or family decides to move overseas or to the coast. A Realtor shows them 3 options, some within the budget and almost always there is one above the budget.  After seeing 3 homes, the couple makes a decision. Meanwhile, they critique the home’s livability, outdoor space, bathrooms and need for repair.  One home definitely gets the “X” and they pick between the 2 left over. Rarely do they have to wait and find something unscripted, which ends up on the “update” at the end of the show.

While it is fun to see what they picked, also it is fun to see what is available around the world. However, this type of home-buying experience is not the real world.

When shopping for a home your Realtor should have a great selection in your budget to show you.  It should not be unusual for him or her to show you a house that is more than your budget; remember, you can always make an offer lower than the asking price.  However, if the inventory in the area is low, you may only have 3 choices.  If none fit your needs, wait if you can because there is always tomorrow and something to your liking will pop up.  Ask your Realtor to investigate FSBO homeowners that will work with Realtors.  But beware: if you are working with a Realtor and have signed State-required papers that essentially exclusively hire that Realtor, do not go to a For Sale By Owner home seller on your own. You may end up having to pay the broker’s commission if you purchase the house.

The rules may differ from state to state but they are made to protect the consumer, so pay attention to what you sign and let your Realtor do your work for you. Remember this, the seller always pays the commission, unless you go behind your Realtor’s back and find something on your own.  Then in most cases you will pay it.

Working with a Realtor benefits  you in the following way:

As the buyer:

  • Realtors can save you time by searching for your specifications and making the appointments for you to view houses
  • Realtors are professional negotiators
  • Realtors have access to the local MLS containing accurate information about what is for sale in your price range
  • When you work with a Realtor, other Realtors will leave you alone
  • When you work exclusively with a Realtor, the seller pays the commission

As the seller:

  • National statistics show that Realtors can get more for homes than homeowners
  • Realtors are familiar with the necessary paperwork
  • Realtors can pre-qualify prospective buyers and know what similar homes in your neighborhood sold for
  • Realtors can market your house more effectively
  • You reach more home buyers with a Realtor lock box on your front door.

If you go it alone, be sure you have an attorney to help you out with the contract, the contingencies, the disclosures, inspections…your rights.

Happy house hunting!

Eileen P. Saunders, Realtor
Tommy Morgan, Inc., Realtors
2092 Old Taylor Rd., Suite 101
Oxford, MS 38655
662-234-5344, 662-404-0816

Double Decker Festival Oxford MS

dd-poster-2015-320x396It’s almost time for the most beloved festival in Oxford, MS…the Double Decker Festival.

If you haven’t already, then make plans to attend. The festival takes place around the Square this month on the weekend of April 24-25.

Click here for the festival website and I hope to see you there.

Eileen P. Saunders, Realtor
Tommy Morgan, Inc., Realtors
2092 Old Taylor Rd., Suite 101
Oxford, MS 38655
662-234-5344, 662-404-0816

When To Sell Your House

According to Zillow.com, mid-March to mid-April is the best time to sell your house. A recent article in CNN Money listed top reasons why you should stop THINKING about selling your house and just DO it. These are:

  1. Nationwide the inventory of homes for sale is small. This means it’s a seller’s market. There’s a better chance of selling your home quicker with little competition. Simple economics tell us that when there is a low supply, prices tend to rise.
  2. Mortgage interest rates are currently low. You never know when they’ll rise so you may want to take advantage of the low rates now, provided you qualify.
  3. Rental costs have risen 15% over the past 5 years across the country. Depending on your market, it may be a lot cheaper to buy.

Source: Why Homeowners Need To Get Moving, http://www.RealtorMag.realtor.org (March 26, 2015) and 4 Reasons to Sell Your Home Now, CNNMoney, (March 25, 2015).

Eileen P. Saunders, Realtor
Tommy Morgan, Inc., Realtors
2092 Old Taylor Rd., Suite 101
Oxford, MS 38655
662-234-5344, 662-404-0816

Home Inspections

When buying a house you want to be sure to get an inspection.  This is important because the home inspector can find all of the little and big issues that you’ll need to know regarding the the building’s structure, plumbing, heating and air, roof, and more.  Be sure to place the home inspection as a contingency item on your buying contract. Include a time frame for having an requested repairs to be completed. Include whether the seller should pay all repair costs or if you, the buyer, would consider paying for some. This contingency gives you an “out” if the inspection finds a flaw that is too big or expensive for you and the seller to want to deal with.

home inspection

If you suspect mold in the house, you may need to hire a mold specialist. Most home inspectors do not include mold tests in their line of work.

Your home inspector should provide a written report with photographs of the problem areas for clarity.

Once you receive the report, go through it and decide what is considered annual maintenance and what is a hazard.  Decide what you would like the seller to repair, and what you will repair. Be careful in this step.  Some requests to the seller could be a deal breaker and you’ll find yourself house hunting again. Put a time frame on your repair requests and once these are done to your satisfaction, you can release the home inspection contingency from your contract.

Realtors are professionals and have the training to guide you, the home buyer, through the buying process.  They are not inspectors, however, and cannot tell you what to repair and what not to repair. That is a decision you will have to make. Your Realtor is your advocate and has all of the proper knowledge and the paperwork available to handle the contract, contingencies and other concerns that home buyers have.  Consider hiring a Realtor when you look for your next home.

Eileen P. Saunders, Realtor
Tommy Morgan, Inc., Realtors
2092 Old Taylor Rd., Suite 101
Oxford, MS 38655
662-234-5344, 662-404-0816

Oxford’s Double Decker Bus Tours

One unique thing about Oxford, MS is the Double Decker Bus that travels through town. It is a tour bus with an open-air upper level, friendly driver, and informative tour guide.  I witnessed the end of a regional Ole Miss Rebels baseball game from the top of the bus last year. Hotty Toddy; Rebels won!

Riding the Double Decker Bus is a fun thing to do when visiting our town so plan to schedule a tour.

New Ole Miss students and their families attending the orientation activities this spring and summer can also tour the town on this bus. Don’t miss the opportunity.

Eileen P. Saunders, Realtor
Tommy Morgan, Inc., Realtors
2092 Old Taylor Rd., Suite 101
Oxford, MS 38655
662-234-5344, 662-404-0816

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